Rent-to-Own

Rent-to-own with no credit check: 24 to 60 month terms, early payoff at any time without penalty, and what to expect.

Rent-to-own lets you get a building on your property now and pay for it monthly, with no credit check.

How it works

No credit check required: approval is based on residency and income verification, without a hard credit inquiry.
Flexible terms: choose 24, 36, 48 or 60 months.
Personal property: the building remains personal property owned by Heritage Structures (or the leasing partner) until all payments are fulfilled. It is not real estate.

To get started: an initial deposit of the first month’s rent plus a refundable security deposit, paid before delivery is scheduled.
Early payoff discount: you can pay off the remaining balance at any time during the agreement without penalty, and you receive a discount on the remaining unbilled rental fees.
Extra payments: this is a true month-to-month rental agreement, not a loan. Partial extra payments do not reduce interest; they are applied as prepayments toward future months’ rent.

Grace period: a 10-day grace period applies after the due date before late fees are charged.
Ending the agreement: you can end the lease at any time by contacting the office and scheduling a voluntary pickup of the building, with no further rental obligations, provided your payments are current to date.
Your belongings: Heritage Structures accepts no liability for loss of or damage to personal items stored inside the building during the rental term, or in the event of repossession due to default. We encourage you to add the building to your homeowner’s insurance policy.

Request a quote and mention that you would like rent-to-own, or get in touch by phone or WhatsApp. Every building is covered by our 10-year limited craftsmanship warranty.